It turns out that after paying all that debt off, I really don't like having any! The vacation charges on my credit card were really bothering me, so I paid it off this week :) I still have nearly 5 months expenses in my Emergency fund, so I've just got a little bit of building back up to do there. It's definitely way more money than I had last summer, when we went on vacation AND put all our hotel rooms on a credit card. I don't plan to EVER do that again!
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